Refinancing assets can have several benefits for businesses, such as.
We have refinanced assets for business that were either owned outright or which had already been financed

Hire Purchase

Some of the benefits of hire purchase finance for businesses are:
The most popular method of procurement for our customers managing their fleets

Finance Leasing

A finance lease can offer several benefits for businesses, such as:
VAT which doesn't have to be paid up front

Balloon Finance

Balloon finance can offer several benefits to businesses, such as:
Strong residual values on many balloon products

VAT Deferrals

A VAT-only deposit can offer several benefits for businesses who need to finance their purchases, such as:
A more convenient way to pay your bills​

Operating Lease

An operating lease is a type of lease in which the lessee only pays for the use of the asset and does not acquire any ownership rights or benefits over the asset.
An operating lease can be sold with or without a maintenance contract alongside

Representative APR

Borrowing £12,000 over 48 months with a representative APR of 9.9%, the amount of repayments would be £301.35 with a total cost of credit of £2,464.80 and a total amount payable of £14,464.80.

CommercialVehicle.Finance is a trading style of Creative Funding Solutions Limited and is a credit broker, not a lender.

Duration of Agreement

Vehicle Price

Total Deposit

Balance to Finance

Total Charge For Credit

Total Amount Payable

60 Monthly Payments


Interest Rate (Fixed)

60 Months




£10,217.40 excl. purchase fee

£43,227.40 incl. deposit and purchase fee


12.9% APR